Going to come back and clean this up, but right now just trying to clean my desktop and get stuff out of the way:
This is Witch!Taylor- Taylor has gone to summer camp for a couple of years, and meets the Witch in the woods. When Annette dies, the Witch moves to the Bay, out behind Captain's Hill, and takes Taylor as her apprentice. Taylor grows confident instead of shrinking into herself, and butterflies continue from there. There may or may not be actual butterflies
witch!Taylor- malls were originally designed to be their own little self-contained apartment-style communities. if we want to go the urban revitalization angle, this might be a thing to do